"A new baby brought new expenses,
but with Loan By Phone we kept
our heads above water."
As a wholly owned subsidiary of Check Into Cash, Inc., Loanbyphone.com adheres to the same high standards established by Check Into Cash and the Community Financial Services Association of America (CFSA).
Established in 2003, Loanbyphone.com works with a network of lending partners to provide customers with the convenience and privacy of applying for a $100 to $800 fax less payday loan or cash advance online. The approval process and your state of residence determine loan amounts.
If LoanByPhone.com is unable to fulfill your online credit needs, we still may be able to help. Since we work with a network of lending affiliates, we give you the option to have us securely forward your information to a preferred lending partner who might be able to help you.
Accepting this option will greatly speed up the process by allowing our lending partner to immediately begin working on the loan you need. It also eliminates the need to re-enter your information on our lending partner's site. Rest assured your LoanByPhone.com online application is secured with 128-bit encryption and anti-phishing verification.
We offer cash advance payday loans online in states where Loan By Phone’s parent company Check Into Cash has an operating license, or through Loan By Phone’s licensed operating affiliate in your state.
Like its parent company, Check Into Cash, loanbyphone.com continues to expand online product options and geographical coverage in order to provide services that meet the changing needs of our customers.
Loan By Phone of Texas, LLC operates as a registered Credit Services Organization; the actual lender is an unaffiliated third party.
CUSTOMER NOTICE: Payday advances should be used for short-term financial needs only, not as a long-term financial solution. Customers with credit difficulties should seek credit counseling. ©2011 Loan By Phone Inc. All Rights Reserved. Services or products displayed may or may not be available in your particular state. To view a list of the states we service online, please visit our license page. For our privacy policy, please visit our privacy policy page. Notice to Utah customers: If you have QUESTIONS OR COMPLAINTS please click on the link. Notice to TX customers: In Texas, Loan By Phone Operates as a Registered Credit Services Organization (CSO). The actual Lender is an unaffiliated third party. Notice to CA customers: Loan By Phone is licensed by the Department of Corporations pursuant to the California Deferred Deposit Transaction Law. Please read through the Articles on Fees and Licenses.