QUICK, EASY & CONFIDENTIAL®

New Online Customers Get Cash Now!

Need cash? For a fast payday loan, select the state that you live in and click "Apply Now" to get started.

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If you do not see your state in the drop down list, please visit our center locations page for a payday store near you


If you would rather
fax in your application,
Download Application Here


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Contact Information

Toll Free Phone:
877-577-7977

New Customer Fax:
877-577-7978

Returning Customer Fax:
866-451-3007

Contact Email

Utah Residents:
Have questions or comments?

Loanbyphone.com helps thousands of customers each month with their cash advance needs!

You can count on us to provide a safe and secure online lending experience. We help people who need a fast, convenient, and confidential payday loan in as little as 24 hours.

There is no need to max out your credit card or risk NSF fees from your bank when you can get a payday loan through us.

News & Announcements

  • Loan By Phone extends funding process to 9PM EST.

    LoanByPhone will now process approved applications that are received up until 9:00 pm EST and funds the next business day. Other lenders stop funding their loans at 6:30 PM EST so you do NOT get your cash for 2 business days. Apply at LoanByPhone and get your cash tomorrow – It’s Quick, Easy & Convenient!
  • Loanbyphone.com has expanded again!

    As part of Check Into Cash's commitment to customer service, zero-documentation faxless loans are now available to California residents.
  • Refer a friend and receive $50.00.

    Earn $50.00 when your friend opens a new cash advance loan.>more
  • Loan By Phone is a part of the Check Into Cash family.

    Like Check Into Cash, Loanbyphone.com is an industry leader in the payday advance industry, and we offer honest and courteous service to all customers.>more

So what are you waiting for?

Existing Customer Login

 
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.