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Loanbyphone.com – Company Information

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Embarrased? How Much does it cost? Visit Loan by Phone Frequently Asked Section

FAQs

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Q: I am embarrassed about my financial situation. Is my online cash advance confidential?
A: We respect our customers' desire for privacy in managing their personal financial matters. The online cash advance transaction is a confidential one, and we will treat your personal information accordingly.

Q: Will you inform my personal references that I have applied for a loan?
A: We do NOT tell your references you are applying for a loan. We only call your references to verify that the numbers are valid.

Q: How is my online cash advance loan amount determined?
A: State law generally regulates the maximum advance amount available. Within the allowed range, you will qualify for a particular advance amount based on your current income.

Q: How are payday loan fees established?
A: Our Payday advance fee is competitive and in compliance with applicable state or federal law. It is our goal to offer you the best online loan service at competitive fees.

Loanbyphone.com Company Information

A subsidiary of Check Into Cash, Inc.: As a wholly owned subsidiary of Check Into Cash, Inc., Loanbyphone.com adheres to the same high standards established by Check Into Cash and the Community Financial Services Association of America (CFSA). Established in 2003, Loanbyphone.com works with a network of lending partners to provide customers with the convenience and privacy of applying for a $100 to $800 faxless payday loan or cash advance online. The approval process and your state of residence determine loan amounts.

Working with a network of lending affiliates

If LoanByPhone.com is unable to fulfill your online credit needs, we still may be able to help. Since we work with a network of lending affiliates, we give you the option to have us securely forward your information to a preferred lending partner who might be able to help you.

Accepting this option will greatly speed up the process by allowing our lending partner to immediately begin working on the loan you need. It also eliminates the need to re-enter your information on our lending partner's site. Rest assured your LoanByPhone.com online application is secured with 128-bit encryption and anti-phishing verification.

State Licesnses in the United States

We offer cash advance payday loans online in states where Loan By Phone�s parent company Check Into Cash has an operating license, or through Loan By Phone’s licensed operating affiliate in your state.

Like its parent company, Check Into Cash, loanbyphone.com continues to expand online product options and geographical coverage in order to provide services that meet the changing needs of our customers.

Loan by Phone of Texas, LLC operates as a registered Credit Services Organization; the actual lender is an unaffiliated third party.

Click here for a list of states where loanbyphone.com is licensed.

To learn more about Check Into Cash, please visit Check Into Cash Company's page.