QUICK, EASY & CONFIDENTIAL®

New Online Customers Get Cash Now!

Need cash? For a fast payday loan, select the state that you live in and click "Apply Now" to get started.

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If you do not see your state in the drop down list, please visit our center locations page for a payday store near you


If you would rather
fax in your application,
Download Application Here


Contact Information

Toll Free Phone:
877-577-7977

New Customer Fax:
877-577-7978

Returning Customer Fax:
866-451-3007

Contact Email

Utah Residents:
Have questions or comments?

Loanbyphone.com helps thousands of customers each month with their cash advance needs!

You can count on us to provide a safe and secure online lending experience. We help people who need a fast, convenient, and confidential payday loan in as little as 24 hours.

There is no need to max out your credit card or risk NSF fees from your bank when you can get a payday loan through us.

How a Payday Loan & Faxless Cash Advance Works!

Applying for a payday loan or faxless cash advance with Loan By Phone is Quick, Easy & Convenient! Simply fill out our secure online application with the most up-to-date information you have about yourself, your current work situation or source of income and your bank account. We will take care of the rest.

After you complete the application and submit it to us, a loan representative will contact you at the number you supplied on the application (make sure it is a number you have access to at the time you apply). Our customer service representative will confirm the details and finish the rest of the application process. Rest assured that this will NOT slow down the loan approval process. In fact, it will speed it up!

Who can qualify for a Fax Less Cash Advance Online?

Loanbyphone.com is licensed in and permitted to offer faxless online cash advances and payday loans in these states:

  • Alabama
  • Arizona
  • California
  • Delaware
  • Idaho
  • Kansas
  • Louisiana
  • Ohio
  • South Dakota
  • Utah
  • Washington
  • Wyoming

If we are able to verify your current residence, employment situation and bank information when completing the online application form, your loan application may qualify for our faxless approval process.

In the event that we are unable to verify your application information, it may be necessary for you to fax in documents in order to complete the approval process. Your customer service representative will gladly answer any questions.

Once your approved, your funds will be direct deposited into your bank checking account by the next business day. On the date of your next paycheck (as you listed on your online application), we will deduct your repayment amount automatically from your checking account. That way, you will not have to worry about mailing in any payments or checking on irregularly scheduled transactions. Be sure to watch your budget or to remind yourself prior to your payment due date.

* Funds are deposited into your checking account on the next business day.


So what are you waiting for?

 
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.