Javier E.

Applying for a payday loan has never been easier to do.

Applying for a payday loan or fax less cash advance with Loan By Phone is quick, easy and convenient! Simply fill out our secure online cash advance application with the most up-to-date information you have about yourself, your current work situation or source of income and your bank account. We will take care of the rest.

• 1. Fill out and submit our easy online application
• 3. We will confirm your information.
• 4. Once your are approved your funds will be deposited in your account
• 5. Pay back your Cash Advance

Get approved for a payday advance and get the quick cash you need.

Loanbyphone.com is licensed in and permitted to offer fax less online cash advances and payday loans in:

Alabama, California, Delaware, Idaho, Kansas, Louisiana, Michigan,
Mississippi, Ohio, South Dakota, Utah and Wyoming.

If we are able to verify your current residence, employment and bank information when completing the online application form, your loan application may qualify for our fax less approval process. In the event that we are unable to verify your application information, it may be necessary for you to fax in documents in order to complete the approval process.

If you live in a state where fax less online cash advances are not permitted, you will be asked to fax additional information such as a state issue ID, a pay stub, or bank statements. After you complete the application and submit it to us, a loan representative will contact you at the number you supplied on the application (make sure it is a number you have access to at the time you apply). Our customer service representative will confirm the details and finish the rest of the application process. Rest assured that this does NOT slow down the loan approval process. In fact, it will speed it up!

Get the funds you need in as little as 24 hours. Apply today!

Once you are approved, your funds will be direct deposited into your checking account on the next banking business day. LoanByPhone now offers next-day processing on all approved applications received before 7:00 PM EST.

If your application is approved before 7:00 PM EST most banks allow us to fund your account the next business day. Other lenders stop funding their loans at 6:30 PM EST so you do NOT get your cash for 2 business days. Apply at LoanByPhone and get your cash tomorrow.

Find out about the fee schedules in your state.

On the date of your next paycheck (as listed on your online application), we will deduct your repayment amount automatically from your bank account. You will not have to worry about mailing in any payments or remember to check on irregularly scheduled transactions. Be sure to watch your budget or to remind yourself prior to your payment due date. Your customer service representative will gladly help you with any questions or problems.
Call 877-577-7977 or email CustomerSupport@LoanByPhone.com.

Fill out our online loan application

If you have a steady source of income and a bank account, you may be approved for a loan of up to $800 in as little as one hour. Once approved, we'll electronically deposit between $100 and $800 directly into your bank account as early as the next business morning. It is Quick, Easy, and Convenient! Just fill out our online loan application and get cash fast.

Unlike many other financial institutions LoanByPhone.com does not require that you have good credit, or for that matter any credit history at all. We do not obtain a complete credit report. Instead, we subscribe to a risk assessment service. So, even if you have bad credit, you may qualify for a payday loan. The approval process and your state of residence determine loan limits.

In some cases it may be necessary to fax or email a loan application. This depends on the regulations in your state. If this is necessary a customer service representative will contact you.

Loanbyphone.com is permitted to offer fax less online cash advances and payday advances in: Alabama, California, Delaware, Idaho, Kansas, Louisiana, Michigan, Mississippi, Ohio, South Dakota, Utah, Wisconsin and Wyoming.