QUICK, EASY & CONFIDENTIAL®

New Online Customers Get Cash Now!

Need cash? For a fast payday loan, select the state that you live in and click "Apply Now" to get started.

HACKER SAFE certified sites prevent over 99.9% of hacker crime.
If you do not see your state in the drop down list, please visit our center locations page for a payday store near you


If you would rather
fax in your application,
Download Application Here


Existing Customer Login

Contact Information

Toll Free Phone:
877-577-7977

New Customer Fax:
877-577-7978

Returning Customer Fax:
866-451-3007

Contact Email

Utah Residents:
Have questions or comments?

Loanbyphone.com offers short-term payday loans and cash advances to get you the quick cash you need.

If you have a steady source of income and a bank account, you may be approved for a loan of up to $8001 . It is QUICK, EASY & CONFIDENTIAL®*.
To get started, just tell us what state you live in and click the “Apply Now” button on the left.

Our Loanbyphone.com online payday loan offers you

  • No faxing required for qualified applicants (Learn More)*
  • No uncomfortable credit checks -
  • Up to $8001 deposited over night or by the next business day
  • New Customers Apply online

 

Our loan and funding process are only two steps away.

1: Complete the Payday Loan Application

Apply in minutes with No faxing *. No credit checks**.

Use our easy-to-complete Payday Loan Application page. If there are any issues with your application, a customer service representative will contact you by telephone within an hour so that they may verify or correct your application information.

2: Get Fast Cash After Approval

Get approved in as little as one hour.

Once approved, as early as the next business morning, we electronically deposit between $100 and $8001 directly into your bank account.
It’s that easy.


So what are you waiting for?

Existing Customer Login


*Faxing information is required only when we are unable to verify your employment or banking information through our system. Visit our How it Works page for more details.
**We do not run a traditional credit check. We do use CLVerify.
1 Loan limits are determined by approval process and your state of residence.

Loan By Phone extends funding process to 7PM EST

LoanByPhone now offers next-day processing on all approved applications received before 7:00 PM EST. If you application is approved before 7:00 PM EST most banks allow us to fund your account the next business day. Other lenders stop funding their loans at 6:30 PM EST so you do NOT get your cash for 2 business days.

Apply at LoanByPhone and get your cash tomorrow – It’s Quick, Easy & Convenient! >more news

Refer a friend and receive $50.00

Earn $50.00 when your friend opens a new cash advance loan.>more news

Loan By Phone is a part of the Check Into Cash family.

Like Check Into Cash, Loanbyphone.com is an industry leader in the payday advance industry, and we offer honest and courteous service to all customers.>more news


CFSA:Community Financial Services Association of America

Click to verify BBB accreditation and to see a BBB report.

 
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.