QUICK, EASY & CONFIDENTIAL®

New Online Customers Get Cash Now!

Need cash? For a fast payday loan, select the state that you live in and click "Apply Now" to get started.

HACKER SAFE certified sites prevent over 99.9% of hacker crime.
If you do not see your state in the drop down list, please visit our center locations page for a payday store near you


If you would rather
fax in your application,
Download Application Here


Existing Customer Login

Contact Information

Toll Free Phone:
877-577-7977

New Customer Fax:
877-577-7978

Returning Customer Fax:
866-451-3007

Contact Email

Utah Residents:
Have questions or comments?

Loanbyphone.com helps thousands of customers each month with their cash advance needs!

You can count on us to provide a safe and secure online lending experience. We help people who need a fast, convenient, and confidential payday loan in as little as 24 hours.

There is no need to max out your credit card or risk NSF fees from your bank when you can get a payday loan through us.

Home > Money Management > Money Management with a New Spouse

Money Management with a New Spouse

 by: Nathan Dawson

When a person marries someone with children, there can be some unexpected complications. Marrying into a full-fledged family can be a difficult transition for all, emotionally and financially; therefore, having a money management plan is a necessary part of marriage preparation.

As a married couple, children are your joint responsibility even if they biologically belong to one spouse. Therefore, a couple may wish to open a joint bank account from which to pay for any expenses related to the kids. While a budget should be created well before the wedding date, a married man and woman should sit down together periodically and modify the budget, as necessary. The expenses should be reasonable, however; otherwise, one spouse may end up wishing that they had signed a prenuptial agreement.

If the parent collects child support, then this money should go into the joint household account. Alimony, on the other hand, goes into the parent's personal account. If contributing to the children’s expenses is an issue for the non-parent, perhaps the couple should receive premarital counseling. If the couple is already hitched, seeking marriage advice from a financial planner will help the husband and wife to settle any differences or misunderstandings.

About The Author
Nathan Dawson writes for www.marriedfinances.com and http://www.successfulmarriageresource.com, great online sources for marriage and finance information.

So what are you waiting for?

Existing Customer Login

 
Customer Notice: Payday advances should be used for short-term financial needs only, not as a long-term financial solution.
Customers with credit difficulties should seek credit counseling.