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Need cash? For a fast payday loan, select the state that you live in and click "Apply Now" to get started.

If you do not see your state in the drop down list, please visit our center locations page for a payday store near you

If you would rather
fax in your application,
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Contact Information

Toll Free Phone:
877-577-7977

New Customer Fax:
877-577-7978

Returning Customer Fax:
866-451-3007

Contact Email

Utah Residents:
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Loanbyphone.com helps thousands of customers each month with their cash advance needs!

You can count on us to provide a safe and secure online lending experience. We help people who need a fast, convenient, and confidential payday loan in as little as 24 hours.

There is no need to max out your credit card or risk NSF fees from your bank when you can get a payday loan through us.

Money Management Tips

Budget and debt elimination don't happen overnight. Loanbyphone.com^® encourages you to stay committed to your debt elimination plan. In the mean time, emergencies and financial hiccups will surely come your way and sometimes you'll find yourself in a cash crunch. You can always count on Loanbyphone.com^® to help you through these times. If you are a member, login anytime to request a loan. If this is your first time to our site, apply today for a cash advance and find out why thousands turn to Loanbyphone.com^® for their short-term payday loan needs.

Below, are pages with useful information to help with debt elimination and other helpful information to help you enjoy your life to the fullest!:

Money Management 101 by: Jeff Lakie

Credit Card Fee Increases by: Gary Foreman

Money Management with a New Spouse by: Nathan Dawson

Tips For Buying A Used Car by: John Rodgers

Three Auto Insurance Secrets by: Steve Gillman

5 Sure-Fire Tips for Buying a New Computer by: John Lenaghan

8 Tips for Renting the Right Apartment by: Dan The Roommate Man

Money Management Skills for Kids by: Dawn Goldberg

Five Easy Ways to Bring Family Time into Your Day; Balancing Work and Family Stresses by: BZ Riger-Hul

6 Great Ways to Spend Time with the Kids this Christmas by: Heather Masson

What to Do When You Have Tire Blowout on the Road and How to Change a Flat Tire by: Wil Yeo