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FAQs

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Q: I am embarrassed about my financial situation. Is my online cash advance confidential?
A: We respect our customers' desire for privacy in managing their personal financial matters. The online cash advance transaction is a confidential one, and we will treat your personal information accordingly.

Q: Will you inform my personal references that I have applied for a loan?
A: We do NOT tell your references you are applying for a loan. We only call your references to verify that the numbers are valid.

Q: How is my online cash advance loan amount determined?
A: State law generally regulates the maximum advance amount available. Within the allowed range, you will qualify for a particular advance amount based on your current income.

Q: How are payday loan fees established?
A: Our Payday advance fee is competitive and in compliance with applicable state or federal law. It is our goal to offer you the best online loan service at competitive fees.

Money Management Tips

Budgeting and debt elimination do not happen overnight. Loanbyphone.com^® encourages you to stay committed to your debt elimination plan.

In the mean time, emergencies and financial hiccups will surely come your way and sometimes you'll find yourself in a cash crunch. You can always count on Loanbyphone.com^® to help you through these times. If you are a member, login anytime to request a loan. If this is your first time to our site, apply today for a cash advance and find out why thousands turn to Loanbyphone.com^® for their short-term payday loan needs.

Here are pages with useful information to help with debt elimination and other helpful information to help you enjoy your life to the fullest!

Money Management 101 by: Jeff Lakie

Credit Card Fee Increases by: Gary Foreman

Money Management with a New Spouse by: Nathan Dawson

Tips For Buying A Used Car by: John Rodgers

Three Auto Insurance Secrets by: Steve Gillman

5 Sure-Fire Tips for Buying a New Computer by: John Lenaghan

8 Tips for Renting the Right Apartment by: Dan The Roommate Man

Money Management Skills for Kids by: Dawn Goldberg

Five Easy Ways to Bring Family Time into Your Day; Balancing Work and Family Stresses by: BZ Riger-Hul

6 Great Ways to Spend Time with the Kids this Christmas by: Heather Masson

What to Do When You Have Tire Blowout on the Road and How to Change a Flat Tire by: Wil Yeo