Online Security Policy and Information About Cookies
Protecting Online Information
When you apply online for a payday loan or an installment loan through this
website, you provide the necessary personal information for your application.
To ensure this information remains confidential, your information is encrypted
(scrambled so it cannot be read except by the recipient) during its transmission
over the Internet using your browser's 128-bit Secure Socket Layer (SSL)
connection.
E-mail Correspondence
When we receive your e-mail address when you apply for a payday loan or an
installment loan or contact us online, we will retain that address to facilitate
communication, provide you with information about your account, complete
a service you have requested, inform you of other services, and better serve
you. We will not send particularly sensitive information such as account
numbers or social security numbers in an e-mail. When you give us your e-mail
address we may allow you to choose not to receive e-mail from us that primarily
contain marketing messages on our products or we may provide a way for you
to tell us to stop sending such e-mail in any e-mail messages we send. The
contents of your messages to Check Into Cash will be retained for quality
assurance and to meet regulatory and legal requirements. Please refer to
our Consumer Privacy Disclosure for information about how we maintain and
use information about you, including your e-mail address.
We do not sell or share your e-mail address with third parties to use to independently
market you for their products. We may share your e-mail address with service
providers to allow them to send you information, gifts, or products that
you have requested, such as on-line gift certificates to a merchant. Our
agreements with these service providers prevent them from sending their own
marketing messages to your e-mail address unless you request that information
from them. If we market and service a loan for you that is provided by another
lender, then we may share your e-mail address with that lender.
E-mail Security
Please note that e-mail, in general, is not a secure means of communication.
Check Into Cash online applications include data encryption for the protection
of your personal information. However, typical e-mail programs currently
in use do not include such built-in encryption. If the information you need
to convey to Check Into Cash is of a sensitive nature (account numbers, Social
Security Number, passwords or PINs), please contact us by phone, U.S. mail,
or visit your local payday advance center.
Security and Online Services
In the operation of our online payday loans, installment loans, and other
online services, Check into Cash, the lenders for which it markets and services
and the third-party service providers we have contracted with store and have
access to your personal and account information in order to provide you those
services. All web site access to sensitive information is protected by 128-bit
SSL encryption. In addition, we require a logon ID (or nickname) and password
(or PIN number) to access your accounts.
You can help maintain the security of your information by not sharing your
logon ID, nickname, password or PIN with anyone. You should also consider
changing your password or PIN regularly. Finally, be sure to "log out" or
close your web browser after accessing your online accounts.
About browser "cookies"
In order to provide better service, our web site may use a software "cookie." A
cookie is a small piece of information which a web site stores in the web
browser of your PC and can later retrieve. A cookie cannot be read by a web
site other than the one that set the cookie. Many cookies only last through
a single session or visit. You can set up your web browser to inform you
when cookies are set or to prevent cookies from being set. However, our web
sites operate better when you allow our cookies to be set. We use cookies
for a number of administrative purposes; for example, to store your preferences
for certain kinds of information. No cookie will contain any information
that would enable anyone to contact you via telephone, e-mail, or U.S. mail.
Cookies used to facilitate on-line transactions.
These types of cookies are called session cookies. Session cookies are
necessary if you want to use certain services such as applying online.
In addition, these cookies may prevent you from having to enter information
twice. These cookies allow us to show you web site pages that are
most useful to you by tracking which pages you have visited during
your session. Session cookies are not active after you log off of
the services that require them and are deleted when you completely
close your Web browser windows after a session.
Cookies used for personalizing your visit.
We may create some cookies that allow us to present information that
is useful to you when you later return to our site. These cookies
remember you preferences when you visited our site earlier and customize
our web site pages when you return. (As noted above, we do not store
any personally identifying information on any cookies.) These cookies
stay on your computer unless you delete them.
Cookies used to evaluate our web site.
These cookies track how visitors use our site, including the pathways
to certain pages and the number of visitors to a page. This allows
us to improve navigability of our web site and to decide to delete
or improve pages. (As noted above, we do not store any personally
identifying information on any cookies.) These cookies stay on your
computer unless you delete them.
Cookies used to evaluate the effectiveness of advertising placed
elsewhere on the internet.
We use these types of cookies and other technology related to cookies
to track responses to our on-line advertisements and the ranking of our
internet address in search engines. These cookies are placed on your
machine when you view an ad at another web site or on our own web site.
This type of cookie identifies which ads led to your visit to our web
site. (As noted above, we do not store any personally identifying information
on any cookies.) These cookies stay on your computer unless you delete
them.
Third-Party Service Providers
Check into Cash also may use third-parties who are technology providers to
design and evaluate on-line advertising and the use of our site. We do not
provide these vendors with any personally identifiable information about
you, such as your name, mailing address, or account number. (See information
on how we use your e-mail address, above.)
Off-Site Links
As a reference and service to you, Check Into Cash and its other web sites
do provide links to other web sites on the Internet. These links are provided
for your convenience and do not constitute an endorsement. You also should
also refer to that specific site's privacy and security policies when accessing
other sites.
Children's On-Line Privacy
We do not knowingly collect, maintain, or use personal information from our
web sites about children under the age of 18.
To view a list of state licenses, please visit our license page. For a list of state fee schedules, please visit our fee schedule page.