Q: I am embarrassed about my financial situation. Is my online
cash advance confidential?
A: We respect our customers' desire for privacy in managing their personal financial
matters. The online cash advance transaction is a confidential one, and we will
treat your personal information accordingly.
Q: Will you inform my personal references that I have applied for
a loan?
A: We do NOT tell your references you are applying for a loan. We only call your
references to verify that the numbers are valid.
Q: How is my online cash advance loan amount determined?
A: State law generally regulates the maximum advance amount available. Within
the allowed range, you will qualify for a particular advance amount based
on your current income.
Q: How are payday loan fees established?
A: Our Payday advance fee is competitive and in compliance with applicable state
or federal law. It is our goal to offer you the best online loan service
at competitive fees.
Paycheck Not Enough to Cover Bills?
1. Apply Now 2. Get Approved Today 3. Get Your Cash Loan the Next Day.
Refer a Friend Program
Do you have friends or family who may need a payday loan? Tell them about Loanbyphone.com and you'll Earn $20 for the Referral!
1. Have a friend apply for a payday loan at Loanbyphone.com. Make sure they send in a Refer a Friend Form with their faxed documents.
2. If your friend qualifies and completes a payday loan, you'll receive $20.00 directly deposited into your account.
It's our way of saying thanks.
Refer a Friend Form
I was referred by:___________________________________________
Date:______________________________________________________
Phone #:___________________________________________________
State of Residence:__________________________________________
Customer Acct#:____________________________________________
Get the cash you need and help a friend at the same time. FAX this certificate
with your first transaction and your friend earns $20, upon your complete transaction!
Loanbyphone.com.com, LLC
FAX #: 1-877-577-7978
*The $20 will be credited to your bank account electronically. No cash or check will be
issued. You will be contacted to obtain your account information if we do not already
have it on file.
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To view a list of state licenses, please visit our license page . For a list of state fee schedules, please visit our fee schedule page .